XPndAI builds AI-powered credit underwriting agents, loan management software, collection automation, and document intelligence for NBFCs, lenders, and DSAs.
End-to-end AI and software engineering with measurable enterprise outcomes.
Autonomous underwriting agents that pull bureau data, assess cash flows, compute internal scorecards, and generate credit memos in minutes.
Custom LMS covering origination, disbursal, EMI collection, prepayment, foreclosure, and NOC issuance with full audit trail.
Outbound AI voice agents for EMI reminders, payment follow-ups, and soft collections — reducing NPA roll-forward rates significantly.
Automated extraction and classification of ITRs, bank statements, payslips, and GST returns for faster income assessment.
Real-time lending portfolio dashboards with delinquency tracking, cohort analysis, and AI-generated early warning signals.
AI pipelines for lead qualification, DSA performance tracking, automated credit proposals, and pipeline dashboards.
An MSME lender integrated our AI underwriting agent into their loan origination flow. The agent processes GST data, bank statements, and bureau reports to generate a structured credit recommendation — reducing analyst workload by 70% per application.
A consumer finance NBFC deployed our outbound AI voice agent for EMI reminder calls on DPD 1-15 accounts. The AI conducts natural conversations, captures promise-to-pay dates, and escalates persistent defaulters to human collectors.
Everything you need to know before starting an AI project with XPndAI.
Talk directly to our lead engineers. We audit your requirements, propose the exact architecture, and give you a transparent roadmap — all in one call.