Parse any UAE bank statement — Emirates NBD, ADCB, First Abu Dhabi Bank, Mashreq, ENBD, DIB, RAKBank, and more — into structured JSON with every transaction, income classification, IBAN extraction, and AML signal flags. For UAE FinTechs, lenders, and CBUAE-regulated entities.
POST any document in Arabic or English. Get structured, validated JSON back. Start integrating in an afternoon.
// POST /v1/extract — UAE bank statement { "document_type": "bank_statement_uae", "file": "enbd_statement_q3.pdf", "options": { "classify_transactions": true, "aml_signals": true, "currency": "AED" } }
{
"account_holder": "Ahmed Al Mansoori",
"iban": "AE070331234567890123456",
"bank": "Emirates NBD",
"period": "Jul–Sep 2026",
"avg_balance_aed": 84500,
"monthly_credits": [42000, 41800, 43500],
"salary_detected": { "amount": 38000, "employer": "Dubai Holdings LLC" },
"transaction_count": 94,
"aml_signals": [],
"confidence": 0.96
}Feed structured bank statement JSON into credit underwriting for UAE borrowers. Salary, obligations, average balance, and cash flow — all structured for FOIR calculation.
Bank statement extraction with AML signal flags — large round-number credits, unusual geographic patterns, rapid deposit-withdrawal cycles — supports CBUAE AML monitoring requirements.
Corporate bank statements for Know Your Business (KYB) — extract company name, IBAN, monthly turnover, operating expenses, and payment patterns for corporate credit assessment.
Affluent client bank statement analysis — investment returns, income sources, spending patterns — structured for portfolio management and financial planning workflows.
Treasury bank statement reconciliation, multi-account cash position reporting, and working capital analysis — automated from monthly bank statement uploads.
Financial due diligence for M&A — extract and structure 12–24 months of bank statements across multiple UAE banks for target company cash flow analysis.
Start with 500 free test pages. Per-page pricing with no monthly minimums for low volumes. SaaS plans for regular usage.
XPndAI Extract supports 15+ UAE bank statement formats including Emirates NBD, ADCB, First Abu Dhabi Bank, Mashreq, Dubai Islamic Bank, RAKBank, HSBC UAE, Standard Chartered UAE, Citibank UAE, Commercial Bank of Dubai, Abu Dhabi Islamic Bank, and more. Both PDF-generated and scanned statements are supported. Arabic and English bilingual bank statements are handled. New bank formats can be added in 3–5 days on request.
Yes. XPndAI Extract can return AML signal flags as an optional parameter. Flags include: large round-number credits (potential structuring), rapid deposit-withdrawal patterns, high-value cash transactions, unusual geographic transaction patterns, and multiple same-day transfers to different parties. These are analytical signals for review — not definitive AML verdicts. Full AML transaction monitoring (as a continuous system, not just statement analysis) is available as a custom build.
CBUAE KYC requirements for financial institutions include verifying a customer's source of income and financial profile. Bank statement extraction provides structured evidence of: regular salary income (amount, employer, timing), financial obligations, average balance, and transaction patterns. This structured data supports the income verification and risk profiling components of CBUAE individual KYC and KYB requirements for corporate accounts.
Yes. UAE bank statements from most banks are bilingual — Arabic on one side, English on the other, or mixed throughout. XPndAI Extract handles all bilingual formats. Account holder names are extracted in both Arabic and English. Transaction descriptions in Arabic are extracted and optionally translated. IBAN extraction is language-independent (standard format). Confidence scores are reported per field.
Upload any UAE bank statement PDF. Get structured JSON + IBAN + income classification. Free 500-page test.
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