Custom AI for end-to-end KYC — document extraction, Aadhaar OTP eKYC, PAN/Emirates ID verification, face match, liveness, and sanctions screening — plus AML transaction monitoring. Built to PMLA/DPDP (India) and CBUAE/DFSA (UAE) specifications. Not a SaaS subscription.
AI extracts and verifies PAN, Aadhaar, passport, driving licence, bank statements, Emirates ID, Ejari, and salary certificates. 95%+ OCR accuracy with field-level confidence scores. DPDP-compliant encrypted storage.
UIDAI-integrated Aadhaar OTP eKYC for India. UAE equivalent: Emirates ID NFC chip reading + MOI API verification. Fully digital, paperless KYC in under 2 minutes.
AI compares selfie to ID document photo. Passive and active liveness detection to prevent spoofing. Meets RBI/SEBI and CBUAE onboarding standards for video KYC.
Screen customers and transactions against OFAC, UN, FATF, RBI/FIU-IND, CBUAE, and custom watchlists. Real-time and batch screening. Adverse media search. SAR/CTR report generation.
Orchestrate multi-step KYC: document → eKYC → face match → sanctions → risk score → approve / reject / escalate for manual review. Configurable risk tiers for different customer segments.
CKYC record upload and retrieval (CERSAI registry). Auto-populates KYC forms from registry for returning customers. CKYC compliance for SEBI and RBI-regulated entities.
One fixed price before work starts. Full source code at delivery. No per-API-call fees. No annual licensing. Host on your own infrastructure or ours.
Map your PMLA/CBUAE/DPDP obligations. Define KYC risk tiers, document types, and AML monitoring rules.
Design document extraction pipeline, eKYC API integration, face match thresholds, and AML rule set.
Connect to UIDAI eKYC API, CKYC registry, sanctions databases, and your LOS/CRM/ERP.
Test against PMLA/DPDP/CBUAE requirements. Compliance sign-off. Source code and API credentials delivered.
A custom AI KYC agent is a purpose-built software system that automates customer identification and verification — reading documents (PAN, Aadhaar, Emirates ID, passport), running face match and liveness checks, integrating with Aadhaar OTP eKYC, and screening against sanctions lists — without manual review for standard cases. Unlike Signzy or IDfy (SaaS products), a custom AI KYC agent is built to your compliance specifications, integrates with your existing systems, and you own the source code.
Custom AI KYC/AML agent development: ₹5L–₹12L for document AI + Aadhaar eKYC; ₹12L–₹25L for a full KYC + AML platform with transaction monitoring; ₹25L+ for an enterprise KYC/AML system with custom ML models. No per-KYC API fees after delivery — you own the system.
Signzy and IDfy are SaaS KYC platforms — they charge per-verification, have fixed document types and workflows, and you do not own the source code. Custom AI KYC from XPndAI is built around your specific documents, compliance obligations, risk tiers, and system integrations. For businesses doing 500+ KYCs per day or with unique document types, custom AI has a lower total cost than SaaS and fits your process exactly.
Yes. XPndAI builds AML transaction monitoring compliant with CBUAE regulations, DFSA rules, and FATF guidelines. The system includes rule-based and ML-based anomaly detection, real-time and batch screening against UAE and international sanctions lists, SAR/EOCN/CTR report generation, and 5-year audit archive. Arabic and English interface for UAE compliance teams.
Free compliance mapping session. Fixed price quote in 48 hours. PMLA & CBUAE compliant. Source code included.
📋 Get a Free Quote 💬 WhatsApp Now