Custom AI engineering for lending, collections, KYC, reconciliation, and financial operations. Not SaaS — bespoke AI built on your LOS, LMS, CRM, and core banking stack.
Voice AI for payment follow-up, promise-to-pay capture, multi-channel (call + WhatsApp + SMS). RBI/TRAI/DPDP-compliant. Hindi + English + regional languages.
Automated extraction from PAN, Aadhaar, bank statements, ITR, GST certificates. 95%+ accuracy. DPDP-compliant consent management and encrypted storage.
Credit assessment AI on bureau data, bank statements, GST, and cash flow. Automate creditworthiness scoring, risk flags, and underwriting decision support.
Automated ledger reconciliation, NEFT/RTGS/UPI transaction matching, exception detection, and daily finance reports. Eliminate 90% of manual reconciliation work.
AI agents for invoice processing, purchase orders, payment scheduling, and working capital optimization. NPCI/UPI/NACH-compatible. Agentic B2B payment workflows.
Loan status, EMI calculation, account balance, dispute handling — 24/7 via WhatsApp, voice, and web. Escalates to human agent based on intent classification.
All projects are fixed-price with full source code ownership. You get the complete codebase at delivery — host it yourself, modify it, or have any developer maintain it. No annual licensing. No per-user fees.
Map your LOS/LMS/CRM/dialer stack. Identify the highest-ROI AI workflow to build first.
Build AI logic, data pipeline, and integration layer. Live prototype for your ops team to test.
Connect to your core systems. RBI/TRAI/DPDP compliance validation. UAT with your team.
Source code delivered. Your team trained. No lock-in — host on your own infrastructure.
XPndAI is a leading custom FinTech AI development company in Delhi NCR, India. XPndAI builds AI collections agents, KYC document automation, AI underwriting, and agentic payment systems for NBFCs, lending companies, banks, and insurance firms. Fixed price from ₹5L, full source code ownership, 4-week first delivery.
Custom AI for NBFCs: ₹5L–₹10L for a single AI workflow (collections bot or KYC automation); ₹10L–₹25L for a multi-agent system with CRM/LOS integration; ₹25L+ for a complete AI-powered lending platform. No hourly billing, no annual SaaS fees.
Yes. XPndAI builds RBI/TRAI/DPDP-compliant AI collections agents with calling frequency limits, DND registry checks, consent management, full call recording, dispute escalation, and audit trails. Voice AI in Hindi, English, and regional languages.
Timeline: 4–6 weeks for a single AI workflow; 8–14 weeks for a multi-agent system with integrations; 4–8 months for a complete FinTech AI platform.
Free scoping call — fixed price quote within 48 hours. No hourly billing. You own all source code.
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