XPndAI → FinTech AI Development Company Dubai UAE

FinTech AI Development Company Dubai UAE

Custom AI for UAE financial services: KYC/AML document intelligence, CBUAE/DIFC-compliant workflows, Islamic Finance AI, collections, reconciliation, and agentic payment systems — built to UAE regulatory standards.

🇦🇪 CBUAE & DIFC🕌 Islamic Finance AI🔍 KYC / AML Automation📋 Collections AI💳 Agentic Payments
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AED 20K
Starting Price
6 Wks
First Go-Live
CBUAE
Compliance Ready
100%
Source Code Yours
What We Build

Custom FinTech AI Development Company UAE Services

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KYC / AML AI

Document AI for Emirates ID, passport, proof of address, and source-of-funds verification. AML screening against OFAC, UN, and UAE sanctions lists. CBUAE and DIFC compliant.

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Islamic Finance AI

Shari'ah-compliant AI workflows for Murabaha, Ijarah, Musharakah, and Takaful. Automated profit calculation, contract generation, and compliance checking for Islamic FinTech.

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Collections AI (Arabic / English)

AI voice and WhatsApp collections agents for UAE lenders, BNPL providers, and telecoms. Arabic + English, UAE calling regulations compliant, promise-to-pay tracking.

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Document Intelligence

Extract and verify financial data from salary certificates, bank statements, Muqawala contracts, and tenancy agreements. Accelerates credit underwriting and onboarding.

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Reconciliation AI

Automated reconciliation for UAE payment rails (UAEFTS, AFAQ, Dirham Transfers). Match bank statements to your GL, flag exceptions, and generate daily reconciliation reports.

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Regulatory Compliance AI

AI that monitors your operations for CBUAE/DFSA/SCA policy compliance, flags reporting obligations, automates EOCN/CTR filings, and prepares audit documentation.

Pricing

Fixed Price — No Hourly Billing, No Lock-In

All projects are fixed-price with full source code ownership. You get the complete codebase at delivery — host it yourself, modify it, or have any developer maintain it. No annual licensing. No per-user fees.

Single AI Workflow
AED 20K – 50K
  • 1 AI system (KYC / collections / reconciliation)
  • UAE regulatory compliance built in
  • Arabic + English support
  • 6–8 week delivery
  • Full source code ownership
FinTech AI Suite
AED 50K – 150K
  • 3–5 AI agents: KYC + collections + reconciliation
  • CBUAE / DFSA / SCA compliance layer
  • Islamic Finance workflow support
  • Dashboard + compliance reports
  • 10–16 weeks
Enterprise FinTech Platform
AED 150K+
  • Complete AI layer for UAE financial services
  • Custom ML models on your transaction data
  • Full regulatory reporting automation
  • Multi-entity / multi-currency support
  • Dedicated support + SLA
Process

How We Build

Regulatory Mapping (Week 1)

Identify your CBUAE/DFSA/DIFC obligations. Map highest-friction manual processes in your FinTech workflow.

AI Design + Compliance Review (Week 2–3)

Design AI workflows with your compliance officer. Arabic + English language configuration.

Build + Integrate (Week 4–8)

Connect to UAE payment rails, CRM, and core banking system. UAT with your operations team.

Go-Live + Handover

Source code delivered. UAE data residency fully respected. No vendor dependency post-launch.

FAQ

FinTech AI Development Company Dubai UAE — Common Questions

Which is the best FinTech AI development company in Dubai?

XPndAI is a leading custom FinTech AI development company serving Dubai and UAE. XPndAI builds KYC/AML AI, Islamic Finance workflows, collections AI, and reconciliation systems for UAE banks, FinTechs, and DIFC-registered entities. CBUAE-compliant, Arabic + English, fixed price from AED 20,000.

How much does FinTech AI development cost in Dubai UAE?

FinTech AI development in Dubai: AED 20,000–50,000 for a single AI workflow; AED 50,000–150,000 for a full FinTech AI suite; AED 150,000+ for a complete enterprise FinTech AI platform. All fixed price in AED.

Can XPndAI build CBUAE-compliant AI systems?

Yes. XPndAI builds AI systems compliant with CBUAE regulations, DFSA rules, and SCA guidelines. KYC/AML systems include UAE-specific document verification, sanctions screening, and automated regulatory reporting. Islamic Finance workflows are reviewed for Shari'ah compliance alignment.

Does XPndAI build Islamic Finance AI?

Yes. XPndAI builds AI workflows for Islamic Finance products: Murabaha profit calculation, Ijarah instalment scheduling, Musharakah profit distribution, and Takaful claims processing. Automated contract generation and compliance checking for UAE Islamic FinTechs.

Build Custom FinTech AI for Your UAE Business

Free scoping call — fixed price quote in 48 hours. CBUAE compliant. Full source code.

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