XPndAI vs Infosys — custom AI agents built in 4–8 weeks from ₹3L. No enterprise minimums. No MSA. Full source code ownership. Voice AI, FinTech AI, document AI, ERP AI — standalone, India-first.
Infosys is Infosys Limited. Their AI product, Infosys Topaz / Cobalt, provides AI-first platform and cloud services for enterprise digital transformation. Infosys Topaz is an AI-first set of services, solutions and platforms using GenAI. Primarily large-enterprise transformations involving cloud migration with embedded AI features, not standalone custom AI agent projects. Infosys Topaz implementations start at ₹3Cr+ for enterprise clients and require full SoW contracts. GenAI features are typically layered onto Infosys cloud engagements (Cobalt), not delivered as isolated custom AI agents. Mid-market companies are not their target segment.
Infosys requires ₹3Cr+ minimum engagement before any AI development begins — pricing mid-market companies, funded startups, and growing NBFCs out of the market.
Infosys delivers AI within 10–18 months timelines, embedded in large programmes. XPndAI delivers a working AI agent in 4–6 weeks. Speed is often the difference between a product launched and a product shelved.
Infosys's Infosys Topaz / Cobalt means your AI runs on their platform with their IP terms. XPndAI hands over 100% source code at delivery — no licensing, no vendor lock-in, host wherever you want.
Infosys bills on T&M + SoW contracts. XPndAI quotes a fixed price before work starts — no surprises, no change requests, no scope-creep invoices.
| Criteria | Infosys | XPndAI |
|---|---|---|
| Minimum Engagement | ₹3Cr+ (enterprise SoW) | ₹3L fixed price |
| AI Delivery Model | AI embedded in cloud transformation programme | Standalone custom AI agent build |
| Timeline to Go-Live | 10–18 months | 4–8 weeks |
| Billing Model | T&M or fixed SoW (large scope) | Fixed price per project |
| Source Code Ownership | Platform licence + Infosys IP retained | 100% source code ownership |
| Infosys Topaz vs Custom AI | Pre-built AI platform with your data | AI built for your exact workflow |
| Team Size Required | Large delivery team (20–100+) | Lean focused team, CTO-level access |
| Voice AI / FinTech AI | Available within BFSI programmes | Standalone from ₹5L–₹25L |
Purpose-built AI agents for your specific workflow — lending, collections, underwriting, KYC, document review — not a generic platform.
AI that makes and handles phone calls in Hindi and English — collections reminders, appointment confirmation, outbound campaigns. From ₹5L.
Underwriting AI, KYC/AML agent, reconciliation AI, collections AI — custom for your LOS/LMS with India-specific integrations (CIBIL, NACH, Aadhaar). From ₹5L.
AI that reads bank statements, invoices, KYC docs, and contracts — extracts structured data with 95%+ accuracy and pushes to your ERP/CRM.
Custom AI modules for manufacturing, hospital, school, and enterprise ERP — automates reports, approvals, scheduling, and data entry. From ₹8L.
AI that reads your internal docs, FAQs, and manuals — answers employee or customer questions instantly with citations. From ₹3L.
Infosys (Infosys Topaz / Cobalt) is designed for fortune 500 enterprises, global mncs, large bfsi and retail chains. Infosys Topaz implementations start at ₹3Cr+ for enterprise clients and require full SoW contracts. GenAI features are typically layered onto Infosys cloud engagements (Cobalt), not delivered as isolated custom AI agents. Mid-market companies are not their target segment. XPndAI builds custom AI agents — voice AI, FinTech AI, document AI, ERP AI — as standalone projects starting from ₹3L. Fixed price, 4–8 weeks delivery, 100% source code ownership, no MSA required.
Infosys's minimum engagement for AI-related work is ₹3Cr+, typically delivered over 10–18 months on a T&M + SoW contracts billing model. Their primary clients are fortune 500 enterprises, global mncs, large bfsi and retail chains. For mid-market businesses, funded startups, and NBFCs, XPndAI delivers the same AI outcome — custom agents, LLM integrations, voice AI — starting from ₹3L with fixed pricing.
Infosys Topaz / Cobalt provides AI-first platform and cloud services for enterprise digital transformation. XPndAI builds equivalent custom AI agents — using OpenAI GPT-4o, Claude, Llama, and open-source models — for your specific workflow at a fraction of the cost. The difference: XPndAI builds standalone, focused AI agents in 4–8 weeks without a large transformation programme, and you own 100% of the source code.
Infosys typically delivers AI as part of larger programmes with 10–18 months timelines. XPndAI delivers the first working AI agent in 4–6 weeks from contract signing. A full platform (voice AI + document AI + FinTech AI) can be delivered in 8–14 weeks at fixed price. The approach: small, focused team, direct CTO access, no account management overhead.
Start where Infosys can't — ₹3L, 4–8 weeks, no MSA, no per-seat fees. India-based team, direct CTO access.
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